St. Claire Cadillac
3737 Stevens Creek Blvd Santa Clara, CA 95051Sales: 888-249-9689
- Service: 888-249-2476
- Parts: 888-249-4063
Cadillac Financing and Car Loan Center
Get a Free Car Loan Quote- Good and Bad Credit Accepted! St. Claire Cadillac helps people with all credit situations. Most people need a car loan to finance their new car or used car purchase. The finance experts at St. Claire Cadillac help people with all types of special finance needs drive their dream car home. Regardless of where you are in the car buying process, request a free, secure auto loan quote. St. Claire Cadillac works with only trusted lenders to bring you competitive rates and flexible terms. Use this easy guaranteed secure auto loan application and get started with buying a car today!
Learn from our trained finance staff about financing your next vehicle.
We are ready to make your auto buying experience a stress free one. Our staff, online or onsite, is ready to help you!
Get a Great Car Loan in Greater San Jose Today - St. Claire Cadillac Financing
St. Claire Cadillac offers a variety of auto finance options for new Cadillac cars and used cars in the San Jose, Fremont and Dublin region. Whether you are looking for a low interest car loan in greater San Jose, or a great lease plan, St. Claire Cadillac provides an online auto finance application that makes it easy to finance your next new or used car.
We Offer:
- Competitive car loan rates
- Financing specials
- A quick and easy online car loan application
- Get pre-approved for auto financing
We can help California residents with less than perfect credit get an auto loan too. If you would like to have us get in touch with you to answer any financing questions, just fill out our financing contact form below. Visit our Cadillac dealership at 3737 Stevens Creek Blvd., Santa Clara, CA 95051, or call us at 888-249-9689 to speak to an auto loan professional!
Financing Navigation
Contact Information
- St. Claire Cadillac
-
3737 Stevens Creek Blvd
Santa Clara, CA 95051 -
- sales Sales:
- 888-249-9689
- phone2 Service:
- 888-249-2476
- phone3 Parts:
- 888-249-4063
Finance FAQ
pause
Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.